Trust & Security at KOSMOS
Ensuring Your Legacy is Delivered with Confidence
We understand that planning future gifts for your loved ones requires trust, transparency, and reliability. That’s why we’ve built a system that guarantees gift fulfillment, legal protection, and financial accountability, so you can have complete peace of mind.
Guaranteed Gift Fulfillment
We ensure your gifts are delivered exactly as intended, even long after you’re gone. Here’s how:
1. Appoint Your elf – A Trusted Guardian for Your Legacy - You can assign a trusted family member, legal executor, or estate planner as your elf to oversee your gifting plan. - Your ELF will receive notifications about your arrangements, ensuring that gifts are distributed as planned. - If you don’t appoint an ELF, KOSMOS acts as your custodian, ensuring seamless execution. #
2. Secure & Scheduled Gift Delivery - Your gifts and messages are pre-scheduled based on the milestones you set. - Heirs can also tap their NFC keepsakes to request gifts, which are automatically processed according to your prearranged plan. - Annual confirmation emails are sent to your elf to verify and maintain accuracy.
Legal Protection & Estate Integration
We work with estate planners, legal experts, and trust services to ensure your gifting plans are legally protected and properly executed
1. Fund Security & Estate Integration - You can integrate KOSMOS into your will, trust, or estate plan, ensuring that your gifting fund remains legally protected. - We provide legal documentation to include KOSMOS in your financial planning, allowing lawyers or executors to manage your gifts as part of your legacy. - Your deposits are held securely, and all transactions are **audited and tracked** for transparency.
2. Third-Party Executor Option - If you prefer, a lawyer or estate manager can act as your Elf, ensuring full legal oversight of your gifting plan. - KOSMOS works with trusted financial institutions to guarantee proper fund management.
Financial Accountability & Security
We treat your funds with the highest level of security and transparency
1. Secure Gifting Fund Management - Your funds are held in escrow-style accounts, ensuring they are only used for their intended purpose. - Funds are not pooled or co-mingled—every customer’s balance is individually tracked. - If heirs do not claim their gifts within a pre-determined time frame, the remaining balance can be refunded or donated to a cause of your choice*
2. Transparent Tracking & Dashboard - You or your elf can track your remaining balance, scheduled gifts, and pending deliveries via your personal KOSMOS dashboard. - Regular reports provide real-time updates on fund usage and gift fulfillment.
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Questions?
Contact our Trust & Security Team anytime. We’re here to provide the assurance you deserve.